BLESSED to be HOME FOR THE HOLIDAYS ~ RARE RANCH DUPLEX (3 bed, 2 bath) with a FULL BASEMENT and 2-car attached garage where FENCES & FHA loans are ALLOWED! NEWER ROOF, New Water Heater (2022) and NEW Bedroom Window (2025). ALL APPLIANCES stay, including WASHER & DRYER on the FIRST FLOOR. Hard to find: NO INTERIOR STEPS on main level. BASEMENT is partially finished with: BEDROOM with egress window and door, OFFICE, WORKROOM or STORAGE and RECREATION area, all awaiting your finishing touches! View out front is the Plano Community Garden - perfect for harvesting fresh fruits and veggies. PRIVATE backyard includes a deck, shade tree, beautiful lawn and FENCES & dogs ARE allowed. NO HOA, NO SSA and LOW TAXES all here to WELCOME you HOME!